1 time base Restriction:

Outward RTGS/NEFT/IMPS transactions for individual customers will not be permitted between 8:00 PM and 8:00 AM on business days, and will also be restricted on bank holidays. Processing of inward transactions and return leg of outward transactions initiated during business hours, if any, may continue during the restricted hours.

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Business Loans

  • Business Loan
  • Cash Credit Loan
  • Commercial Building Loan

Business Loan

Our Features

Rate Of Interest : 13.00%

  • Loan can avail only for small traders
  • Maximum Loan limit upto 1 lakh
  • Repayment Tenure up to 24 months
  • Repayment Shall be daily installment
  • Speedy loan processing

Cash Credit Loan

Our Features

Rate Of Interest : 11.00%

  • One can avail a cash credit loan to meet the working capital requirements of a business
  • The borrower will have to provide collateral or security in order to avail a cash credit loan
  • Interest is levied only on the loan amount availed by the borrower and not on the credit amount sanctioned
  • Cash credit loan is a short-term loan whereas decided by the lender
  • The applicant has the option of withdrawing the required amount as sanctioned by the bank in order to meet their needs
  • The borrower will have the option of repaying the loan on either a daily or weekly or monthly basis
  • Yearly Renewal option available
  • You can apply for the loan either individually or jointly
  • Maximum Limit of Cash Credit is to be 1.5 Crore

Commercial Building Loan

Our Features

Rate Of Interest : 11.50%

  • For construction of buildings, such as Malls, Shop buildings, Residential Quarters/ Flats,outrate purchase of commercial building
  • You can apply for the loan either individually or jointly
  • The maximum repayment period is 10 years
  • Flexible modes of repayment option
  • loan limit upto 1.5 Crore’s
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