About Us

Ottappalam Co-operative Urban Bank, an urban co-operative banking institution based in Ottappalam, Palakkad, Kerala, India was registered on March 28th, 1937. It was set up with the primary objective of assisting the members of the community in their economic ventures, to encourage savings and to create funds for financial aid to deserving members. We are a leading, Co-operative Bank located in Kerala with 62 years of banking service and a sound financial background. We have been offering dividend to our customers since 1950. Being a forward-looking bank, you would surely prefer to transact all your banking businesses with us. And it is worth it – always! 

 The bank offers a full fledged range of services and has facility for Demand Drafts from places all over India. Our interest rates on deposits and advances are amongst the most competitive in India. Today, we have a choice of helpful and lucrative deposit schemes to suit your needs both in the short term as well as fixed deposits.   

Different loan schemes tailor-made to suit the needs of various customers has been launched by the Bank. These schemes aim at providing loans for purchase or construction of residential premises, repair/renovation of house property, purchase of car, seeking higher education and for purchase of household and consumer durables including various type of micro loans.

Loans to suit your requirements – right from Gold Loans to Housing Loans.